Commercial
Finance.
Finance should move as fast as you do. We connect operators with the right capital structure and the right lender — working capital, factoring, equipment financing, ABL, revenue-based financing — and we structure the deal so the terms compound in your favor.
The right capital at the right moment changes a business. The wrong capital — wrong structure, wrong lender, wrong covenants — quietly compounds in the wrong direction. Most operators don't have the relationships across banks, non-bank lenders, and specialty finance providers to know which option actually fits. That is the gap we close.
What we do
We assess your capital needs against your cash conversion cycle, collateral profile, growth stage, and existing capital stack. We match you with lenders likely to underwrite favorably for your situation. We negotiate terms, review covenants, and stay involved through close. For complex situations — multi-lender structures, restructure scenarios, capital strategy spanning years — we engage in deeper advisory work.
Why work with us
Because we sit at the intersection of payments, fintech, and finance. Many of our clients have non-trivial payments operations — recurring revenue, complex receivables, multi-currency flows. Lenders evaluate those businesses differently than they evaluate traditional companies. We know how to present the story so the economics get the credit they deserve.
Common questions, direct answers.
- What kinds of commercial finance do you facilitate?
- Working capital lines, equipment financing, merchant cash advances, invoice factoring, asset-based lending, and revenue-based financing. The right product depends on your cash conversion cycle, collateral profile, and capital strategy. We help match the structure to the use case — and to the lender most likely to underwrite favorably.
- Are you a lender, or do you place us with one?
- We place you with the right lender. We have relationships across banks, non-bank lenders, factoring houses, and specialty finance providers. Our job is matchmaking, structuring, and negotiating — not balance-sheet lending ourselves.
- How quickly can capital arrive?
- Depends on the product. Merchant cash advances and certain factoring lines can fund in 24–72 hours. Working capital lines from a bank typically run 4–8 weeks. We will tell you up front what is realistic for your situation and the product fit.
- What does this cost?
- For most commercial finance placements, we earn a fee from the lender, not from you. Where the structure requires bespoke advisory work — capital strategy memos, multi-lender architecture, restructure consulting — we scope and price separately.
Schedule a strategy call.
Tell us about your stack. We'll show you where the margin is — at no cost, and with no obligation.
Book the call