Timmy Bare.
Operator. Builder.
Managing Director at Epitychia. The builder behind the firm's processing rails, banking integrations, and cross-border FX corridors. Over a decade in the rails, as an ISO, a consultant, and the platform architect behind Automated Interest.
Timmy runs the execution side of Epitychia, the rails the firm sells. Merchant account placement, gateway architecture, descriptor strategy, chargeback prevention tooling, ACH origination, FX corridor configuration, and the back-end banking infrastructure that settles US revenue to operators' home banks in their chosen currency. If the work is technical, it routes through Timmy.
Background
Over a decade in the rails. Direct processor relationships across the merchant services and high-risk ecosystems. Hands-on experience structuring deals on every layer of the stack, interchange, scheme posture, MOR positioning, multi-acquirer routing, FX strategy, embedded finance, foreign-currency compliance (SBV, FETA, CBN, I&E window, NACHA).
What I have built
- Automated Interest, fintech product built end-to-end. Architected the interchange optimization model and the platform around it.
- Epitychia's processing rails, the technical infrastructure behind every merchant account the firm places, every cross-border corridor it operates, and every settlement it executes.
How I write
Most of my Insights pieces are technical implementation notes, how a thing actually works at the byte level, where the levers are, what breaks under load. The strategic pieces are usually from Mark; the operational and client-facing pieces from Kimberly Daskap.
How to reach me
For new engagements, start with Mark via a strategy call. For existing-engagement technical questions, Operations@EpitychiaConsulting.com routes to me.
Tell us where you are.
A short pre-screening. Your business model, volume, and what you're trying to do. We respond within one business day with a clear next step.