Free Tool · 20 Seconds
What are you really paying to accept cards?
Most merchants can't answer this. Enter three numbers from any month's statement and we'll show you your effective rate, the only number that actually matters, benchmarked against your industry.
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Your effective rate
A well-optimized business in your category typically runs around
2.5%. Here's where you land:
1.5%2.5%3.5%4.5%+
Estimated overpayment
$0 / month
about $0 a year left on the table
This is a directional estimate based on the effective-rate gap for your category, not a quote. Interchange itself (≈1.5-2.0%) can't be removed; the recoverable portion is the markup above it. The only way to know the real number is a line-by-line look at your actual statement.
Want it recovered? Get the free line-by-line review →
We audit your actual statement and hand you the exact number, the junk fees, the downgrades, the markup you can reclaim. No obligation: if your setup is clean, we say so in writing and leave you alone.
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