Free Tool · 20 Seconds
What are you really paying to accept cards?
Most merchants can't answer this. Enter three numbers from any month's statement and we'll show you your effective rate — the only number that actually matters — benchmarked against your industry.
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Your effective rate
A well-optimized business in your category typically runs around
2.5%. Here's where you land:
1.5%2.5%3.5%4.5%+
Estimated overpayment
$0 / month
about $0 a year left on the table
This is a directional estimate based on the effective-rate gap for your category — not a quote. Interchange itself (≈1.5–2.0%) can't be removed; the recoverable portion is the markup above it. The only way to know the real number is a line-by-line look at your actual statement.
Want it recovered? Get the free line-by-line review →
We audit your actual statement and hand you the exact number — the junk fees, the downgrades, the markup you can reclaim. No obligation: if your setup is clean, we say so in writing and leave you alone.
Prefer to talk it through first? Book a 15-minute strategy call →